Earn More.
Do More.

Earn on the qualifying purchases you make every day using your First Citizens Rewards Card — gas, dining, groceries, airfare — you name it. Redeem what you earn for great rewards.

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Earn on the qualifying purchases you make every day using your First Citizens Rewards Card — gas, dining, groceries, airfare — you name it. Redeem what you earn for great rewards.

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Current cardholder? Register now. Want a First Citizens Rewards Card? Learn more.

Why Register?

Once you register your First Citizens Rewards Card, you'll enjoy 24/7 service, online tools, and the ability to make redemptions for gift cards, merchandise and more.

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First Citizens Bank Rewards Visa card First Citizens Bank Business Visa card

All About Earning

Earning is as easy as using your First Citizens Rewards Card for everyday purchases. You can earn even more by gifting or pooling with other First Citizens Rewards cardholders.

Gas

Dining

Shopping

Travel

Pooling

Gifting

All About Rewards

We have rewards for every one and every interest — from gift cards to travel, merchandise to cash back in your pocket.

Travel

Merchandise

Gift Cards

And More

Browse Rewards

Pay Me Back®

No Airline Restrictions. No Blackout Dates. No Hidden Fees.

With Pay Me Back, book your own flights using your First Citizens Rewards Card, then redeem your rewards to offset the cost of your flights. It's that simple.

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