Earn More. Do More.℠

Earn on the qualifying purchases you make every day using your First Citizens Credit Card — gas, dining, groceries, airfare — you name it. Redeem for great rewards.

Get Started
How to Join

How To Join

Enroll and start earning on your First Citizens Rewards Credit Card. Redeeming is easy, just register your account today.

Easy Earning

Easy Earning

Use your card for all of your everyday purchases and watch your rewards add up. It's really that easy.

Great Rewards

Great Rewards

Redeem for a variety of rewards. Plus, track and save your favorite rewards as goals and monitor your progress along the way.

Get Moving On These
Great Rewards

Our Rewards Come in Every Shape and Size

Choose a category to get started.

No Airline Restrictions. No Blackout Dates. No Hidden Fees.

With Pay Me Back book your own flights using your First Citizens Rewards Card
and use your rewards to cover the costs. It's that simple.