Earn More.
Do More.

Earn on the qualifying purchases you make every day using your First Citizens Rewards Card — gas, dining, groceries, airfare — you name it. Redeem what you earn for great rewards.

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Current cardholder? Register now. Want a First Citizens Rewards Card? Learn more.

Why Register?

Once you register your First Citizens Rewards Card, you'll enjoy 24/7 service, online tools, and the ability to make redemptions for gift cards, merchandise and more.

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All About Earning

Earning is as easy as using your First Citizens Rewards Card for everyday purchases. You can earn even more by gifting or pooling with other First Citizens Rewards cardholders.







All About Rewards

We have rewards for every one and every interest — from gift cards to travel, merchandise to cash back in your pocket.



Gift Cards

And More

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Pay Me Back®

No Airline Restrictions. No Blackout Dates. No Hidden Fees.

With Pay Me Back, book your own flights using your First Citizens Rewards Card, then redeem your rewards to offset the cost of your flights. It's that simple.

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