Earn More. Do More.℠

Earn points on the qualifying purchases you make every day using your First Citizens Credit Card - gas, dining, groceries, airfare - you name it. Redeem your points for great rewards.

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Redeem Points for
Amazing Rewards

Travel, dining, cash back, gift cards, merchandise and more. Tell us which are your favorites and we'll help you track your progress toward redeeming them!

                    BROWSE REWARDS                 

Our Rewards Come in Every Shape and Size

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Get Moving On These
Great Rewards

No Airline Restrictions. No Blackout Dates. No Hidden Fees.

With Pay Me Back book your own flights using your First Citizens Rewards Card
and use your points to cover the costs. It's that simple.