Pooling Your Points

What is Pooling?

Pooling is combining all your First Citizens RewardsSM points with several First Citizens Credit Cards. Enjoy the power of pooling to earn points even faster.

*Unavailable to business and cash back members.

POOLING REWARDS MEANS FASTER REWARDS

Each time a member of your pool uses their First Citizens Credit Card to make purchases you earn points to use towards rewards that you've always wanted.

EARN TOGETHER

Members of your pool – other First Citizens Credit Cardholders – can earn points faster for better rewards.

PICK A REWARD

Track your progress and choose your dream rewards. Redeem for flights, cruises merchandise and more.

GET REWARDED

Now comes the best part – enjoying the Rewards you've earned.

MORE INFORMATION ABOUT POOLING POINTS
  • Invite other First Citizens Credit Card holders to join your pool.
  • Join an existing pool. Please note you will need to be invited by a member of that pool.
  • Log in to your account to see the total number of points your pool has earned.
  • Redeem points from your pool for rewards from your pool at anytime.
  • If you are a business cardholder you may only pool with others who are in the same business. Please note, you cannot have the same card in more than one pool.
  • If you have one card in a pool you must first unlink that card from the pool to join a different pool.
  • Business account pooling must be set up by the First Citizens Rewards Center. For Assistance, please contact a representative at 1.866.645.1694 Monday through Friday 8 am - 9 pm and Saturday through Sunday 8 am - 6 pm ET.

INVITE OTHER FIRST CITIZENS REWARDS MEMBERS

It's easy to get started.
LOG IN to your account and begin inviting other First Citizens cardholders to join your pool.

MORE INFORMATION ABOUT POOLING POINTS
  • Invite other First Citizens Credit Card holders to join your pool.
  • Join an existing pool. Please note you will need to be invited by a member of that pool.
  • Log in to your account to see the total number of points your pool has earned.
  • Redeem points from your pool for rewards from your pool at anytime.
  • If you are a business cardholder you may only pool with others who are in the same business. Please note, you cannot have the same card in more than one pool.
  • If you have one card in a pool you must first unlink that card from the pool to join a different pool.
  • Business account pooling must be set up by the First Citizens Rewards Center. For Assistance, please contact a representative at 1.866.645.1694 Monday through Friday 8 am - 9 pm and Saturday through Sunday 8 am - 6 pm ET.

MY POOL DASHBOARD

Check the status of your pool and see how close you are to reaching your reward goals.
Simply LOG IN to your account.

MORE INFORMATION ABOUT POOLING POINTS
  • Invite other First Citizens Credit Card holders to join your pool.
  • Join an existing pool. Please note you will need to be invited by a member of that pool.
  • Log in to your account to see the total number of points your pool has earned.
  • Redeem points from your pool for rewards from your pool at anytime.
  • If you are a business cardholder you may only pool with others who are in the same business. Please note, you cannot have the same card in more than one pool.
  • If you have one card in a pool you must first unlink that card from the pool to join a different pool.
  • Business account pooling must be set up by the First Citizens Rewards Center. For Assistance, please contact a representative at 1.866.645.1694 Monday through Friday 8 am - 9 pm and Saturday through Sunday 8 am - 6 pm ET.

REDEEMING POINTS IS EASY

YOU CAN REDEEM ONLINE OR BY PHONE

HOW TO REDEEM POINTS ONLINE

HOW TO REDEEM BY PHONE

Redeeming Online

  • STEP 1: LOG IN to redeem points.
  • STEP 2: Search through different categories. You can search by item or point value.
  • STEP 3: Choose the reward you would like.
  • STEP 4: Select the quantity, then click on the add to cart button.
  • STEP 5: Click the “Check Out” button.
  • STEP 6: Confirm your order and shipping address. Then click the "Complete My Order" button. You will receive a confirmation to print for your records.

Redeeming By Phone

To redeem by phone please call 1.866.645.1694. Representatives are available Monday through Friday 8 am - 9 pm and Saturday through Sunday 8 am - 6 pm ET.